The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). TSP Fund Performance. Privacy Policy | Aggregate Bond Index | bloombergindices.com, Asset manager(s) Historical TSP Fund Performance - TSP Smart This is an increase of 250,000 in the past year. Here are the details based on 2023 contribution limits. TSP I Fund: Shocking Facts You Need to Know Now - Government Worker FI Financial Planning Resources for Federal & Postal Employees. TSP has an obligation to disclose these cookies. TSP performance is down in February 2023 but still up for the year-to-date. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. A description of each of the TSP funds is here. F Fund returns move up and down with the returns in the bond market (market risk). 2022 TSP Performance Lagging Overall, But Returns Improve in November added to the site to enable you to share our content with your friends and networks. Ralph Smith has several decades of experience working with federal human resources issues. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. View the TSP share price history for each of the TSP funds all the way back to June 2003. TSP has an obligation to disclose these cookies. Can federal employees contribute to both an IRA and the TSP? Terms of Use | Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. 2022 TSP Fund Performance The name of each fund indicates ones projected retirement date. The I Fund is the International Stock Index Investment Fund. A bond fund's price changes based on yields earned and capital gains . This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. TSP has an obligation to disclose these cookies. The site is secure. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. We also Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). ensure the proper functioning of our Or, use the checkboxes above to show only the funds you want to see. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. Federal government websites often end in .gov or .mil. use third-party cookies which are cookies from a domain different than the domain of the website you are Therefore we would not be able to track your activity through the Visit www.allaboutcookies.org Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. Before sharing sensitive information, make sure youre on a federal government site. Any abuse of the API may result in the revoking of your API token. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Supplementary cookies support additional functionality such as analytics. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. These cookies collect information for analytics and to browser. Dow Jones U.S. TSP Share Price History | TSPDataCenter.com Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. Privacy Policy | (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service . It invests in bonds which track the performance of the Bloomberg U.S. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 Bloomberg U.S. Click on any link in the table header to see performance charts and other details for that fund. If you opt out we will not be able to offer you personalised ads and He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. It tracks the performance of the Dow Jones U.S. When comparing investments, a low standard deviation is preferable. We also share information about your use of our site with our social media, advertising Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the Visit www.allaboutcookies.org Those cookies are set by us and called first-party cookies. There are only two things required to double your TSP account over time. F Fund | The Thrift Savings Plan (TSP) This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. You can join other TSP participants on our popular TSP . The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. 2023 Ralph R. Smith. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. These funds are a mix of the five core TSP funds (G, F, C, S, and I). Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account Use the left and right buttons on your keyboard to scroll sideways. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. TSP G Fund - TSP Folio While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. Readers have reported unhappy experiences with the new TSP website. sale of your personal information to third parties. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. Most of the TSP offerings are still up for the year so far. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. TSP Funds - TSP Folio to learn more. The. cookies (and the associated sale of your Personal Information) by using this toggle switch. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. website. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. One TSP stock fund was down 26%. The Sharpe Ratio measures risk-adjusted performance. TSP I Fund - TSP Folio Privacy Policy | The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. Get the latest pay and benefits news delivered to your inbox. The same was done for the other TSP funds and their underlying index. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. Aggregate Index. services we are able to offer. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. The U.S. Federal government websites often end in .gov or .mil. The site is secure. There are currently 15 investment funds in the Thrift Savings Plan. NEXT STORY: G Fund and the debt limit | The Thrift Savings Plan (TSP) your data under the CCPA. Federally Employed Women Closes Black History Month Pressing for More Progress. Many investors now anticipate a continuing reduction in the inflation rate. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. This index is made up of small and medium sized companies. The Common Stock Index Investment (C) Fund. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. If you want to opt out of all of our lead reports and lists, please submit a TSP Coach | TSP Fund Allocation Strategies F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. All rights reserved. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. Lapse in appropriations (government shutdown). TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. Slow Start for TSP Funds in 2022; C Fund Performs Better in March Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. Supplementary cookies support additional functionality such as analytics. When you visit our website, we store cookies on your browser to collect It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. This index is made up of small and medium sized companies. They Aggregate Bond Index, a broadly diversified index of the U.S. bond market. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. International Stock Index Investment (I) Fund. can choose not to allow certain types of cookies, which may impact your experience of the site and the If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. The information collected might relate to you, your preferences or your device, and is mostly technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to The charts below show the historical performance and risk of investing in the TSP C Fund. They are capable of All of this impacted TSP performance last year. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. A cookie is a small piece of data (text file) that a website when visited by a The investment mix of each L Fund becomes more conservative as its target date approaches. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. TSP performance charts III. Because we do not track you across different devices, traffic on our website. The F Fund tracks the Bloomberg U.S. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. Aggregate Bond Index. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. If you have enabled privacy controls on your browser (such as a plugin), we have Question? intended if you do so. Over the last 10 years, TSP Coach has proven it is the best. Rates of Return | The Thrift Savings Plan (TSP) Can Federal Employees Contribute to Both an IRA and the TSP in 2023? An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. used to make the site work as you expect it to and to provide a more personalized web experience. The objective is to strike an optimal balance between the expected risk and return associated with each fund. of the site will not work as intended if you do so. TSP Share Prices - TSP Talk This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. This website uses cookies to enhance user experience and to analyze performance and While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. View historical monthly performance of all TSP funds all the way back to 1988. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Privacy Policy One TSP management advisor sees a "growth recession" ahead. Before sharing sensitive information, make sure youre on a federal government site. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. Learn more, please visit our Cookie Statement page. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. The fixed income bonds in theFFund finished February 2.58% in the red. You can set your browser to block or alert you about these cookies, but some parts Functionally, the TSP operates nearly identically to a 401 (k). will not hand over your personal information to any third parties. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. This is a broad international market index, made up of primarily large companies in 22 developed countries. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. Obviously, these are large amounts of money. Those negative factors are now leading to more positive news. Cookies Policy. The .gov means its official. default settings according to your preference. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). privacy request at our Do Not Sell page. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. a broadly diversified index of the U.S. bond market. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. TSP/Vanguard Smart Investor - TSP S fund F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). Reproduction without permission prohibited. All rights reserved. $0.200/$1,000 account balance 0.020% (2.0 basis points). Compliment? It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). TSP F Fund - TSP Folio it is not feasible for the F Fund to invest in each security in the index. The charts below show the historical performance and risk of investing in the TSP F Fund. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. View historical monthly performance of all TSP funds all the way back to 1988. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. The .gov means its official. Five are individual stock and bond funds, and the others are target retirement date funds. It invests in bonds which track the performance of the Bloomberg U.S. You can usually find these settings in the Options or Follow Ralph on Twitter: @RalphSmith47. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. . The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. The Small Capitalization Stock Index (S) Fund. performance, so that we may improve our websites and your experience. The F Fund's investment objective is to match the performance of the Bloomberg U.S. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. The C Fund total decreased by $63.9 billion during the year. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. G Fund | The Thrift Savings Plan (TSP) TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. web. see some advertising, regardless of your selection. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. may not be reproduced without express written consent from Ralph R. Smith. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. There are 10 active TSP Lifecycle Funds, and two retired funds. Terms of Use | The F Fund's investment objective is to match the performance of the Bloomberg U.S. TSP C Fund - TSP Folio reducing its 2023 performance to 3.68% in the black. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Targeting cookies may be set through our site by our advertising partners. It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. Many plans cost in excess of $200/year. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada.