Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. What do I do if I get a new phone or phone number? There are limitations on these transactions as well as limitations on the loading and card balance. In. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. QSR-0122-02676. PayPal routing numbers and how to use them | finder.com Community Bank NA Routing Number - Banks America The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. You may change your PIN for your Card Account within the Greenlight application or by calling 888-483-2645. Routing Number - Investopedia The maximum number of Secondary Accounts permitted is five (5). The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. Method 1 Locating Your Account Number 1 Find the 2nd series of numbers on the bottom of a check if you have one. Routing Number Checker & Validator It can be a quicker and simpler way to resolve disputes. i. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. Your account number is the second set of numbers (labeled "2" in the image above). You also have a right to obtain a twenty-four (24) month written history of Card Account transactions by calling 888-483-2645 or by writing us at Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. Refer a Member. You must notify us to revoke permission for any person you previously authorized to use a Card. Finally, the simplest way to find your Bank of America routing number is to call or visit your bank. You may cancel this Agreement by returning the Physical Card to us. BOFAUS3N. What is a Routing Number in Canada? Where to find it (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) Holiday hours may apply. 1-888-483-2645. Further, the Investing for Parents and Investing for Kids features are only available to Card Accounts enrolled in the Greenlight + Invest Plan and higher tier plans (i.e., Greenlight Max Plan and Greenlight Infinity Plan), while the Investing for Parents Lite feature is only available for Card Accounts enrolled in the Greenlight Core Plan. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. Large multinational banks can have several different routing numbers, typically based on the state . With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment. AFunding Accountis the Primary Accountholders or an Authorized Approvers account at a third-party financial institution that is used to load the Primary Account. How do I add a bank account as a funding source? - Greenlight You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. ALSO, YOUR AND OUR ABILITY TO OBTAIN INFORMATION FROM THE OTHER PARTY IS MORE LIMITED IN AN ARBITRATION THAN IN A LAWSUIT. Each party to the dispute has an opportunity to present some evidence to the arbitrator. Routing Number Vs. Account Number: What You Need To Know We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. You may obtain information about the amount of money you have remaining in your Card Account by calling 888-483-2645. Federal Reserve Routing Symbol. Greenlight Servicesmeans the prepaid account services operated by Greenlight that, among other features, provide the Primary Accountholder (or, where applicable, an Authorized Approver) with the ability to control and monitor various aspects of the Primary Account and Secondary Account(s), including specifically the ability to set spending parameters and approve purchases for any Secondary Account(s). They will ask you a few basic questions to determine your routing number. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. d. Choosing the Administrator:Administratormeans the American Arbitration Association (AAA), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; JAMS, 1920 Main St. at Gillette Ave., Suite 300, Irvine, CA 92614, www.jamsadr.com, or any other company selected by mutual agreement of the parties. Under the Investing for Parents feature, each Primary Accountholder will be permitted to set up an Invest Account in the Primary Accountholders own name and will be able to access all of the features described in connection with Investing for Kids feature above. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. ; Check or statement - Wells Fargo-issued check or bank statement. The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. 1 A single Monthly Fee will be assessed against either the Primary Account or any of the Secondary Accounts if funds are not available in the Primary Account and the Funding Account. j. Severability:If any portion of this Arbitration Provision is deemed invalid or unenforceable, such a finding shall not invalidate any remaining portion of this Arbitration Provision, this Agreement, or any other agreement entered into by you with us. Locate Routing and Account Numbers on a Check - Nationwide You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. Arbitration of a Claim must comply with this Arbitration Provision and, to the extent not inconsistent or in conflict with this Arbitration Provision, the applicable rules of the arbitration Administrator. Greenlight Kids & Teen Banking on the App Store You agree to pay us the fees set forth in the Fee Schedule table below. The first is the check routing number used to identify your bank. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Youandyourmean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement, including Secondary Cardholders unless specified otherwise. Any translation of this Agreement is provided for your convenience. Greenlight Physical Card. Cash Reward Program A Better Way to Buy or Sell. 1 Chase Mobile app is available for select mobile devices. 1. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. Further, the Greenlight + Invest Plan can be amended or cancelled by us at any time. Find your Routing Number (ABA) Transit Number - Wise In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. The numbers were adopted by the banking industry in 1910 to make transactions. Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. In all cases, the Primary Accountholder (and not the Secondary Cardholder or child) will be the owner of the broker-dealer account established with DriveWealth for buying and selling Equities. This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. Some merchants may not provide a receipt for small dollar purchases. In addition to the three Card Plans listed above that are available for enrollment at any time pursuant to the terms and conditions set forth in this Agreement, there are also two other Card Plans, the Greenlight Select Plan and the Greenlight + Invest Plan that are restricted by Greenlight and can only be selected under the limited circumstances outlined in this Agreement. The first number in the MICR sequence below is the . In the case of a Standing Authorization for an auto-funding transaction such as a monthly recurring load to a Primary Account or a load to a Primary Account to fund a shortfall in an auto-funded allowance or an auto-funded Invest Account transaction, the Funding Account will be designated in advance by the ACH Authorizer through the Greenlight application and the amount of each subsequent debit entry(ies) will be determined by the Greenlight application as the amount necessary to complete the auto-funding event (e.g., monthly load amount determined in advance by ACH Authorizer or allowance shortfall calculated by the Greenlight application). How to Find Your Bank Account Number - wikiHow Some merchants may require payment for the remaining balance in cash. The second series of numbers, usually 10-12 digits, is your account number. We will determine whether an error occurred within ten (10) business days of hearing from you and will correct any error promptly. If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. How to Find Your Bank Routing Number - Huntington Bank If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. Using the BMO cheque example, your routing number is 27601-001. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. Investing involves risk and may include the loss of capital. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Online banking portal: You'll be able to get your bank's routing number by logging into online banking. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. A two-character location code (letters and digits) for your . Routing numbers are sometimes referred to as an American Bankers Association routing transit number or an ABA RTN. Wells Fargo Arizona. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. Routing numbers aren't specific to individuals like account numbers, so you can find them online. Despite the foregoing, Claim does not include any individual action brought by you in small claims court or your states equivalent court, unless such action is transferred, removed, or appealed to a different court. SWIFT Code. Features Options Learn Who We Are Enter mobile number Get started The money app for families. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. Otherwise as necessary to fulfill our obligations under this Agreement. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. Check Routing Number. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. Each routing number is made up of nine digits. North Adams Greylock North Adams Branch. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. Notwithstanding the above, Greenlight may refuse to accept any Referred Customer, and such decision shall be at the sole discretion of Greenlight. A routing number can also be written in a "Transit Number - Institution Number" format when it is meant for MICR - encoded paper payments. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. Check or statement - bank-issued check or bank statement. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. Greenlight is a financial technology company, not a bank. Under the Mastercard rules, your liability for unauthorized Card transactions on your Card Account is $0.00 if you notify us within two (2) business days and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. PayPal ACH transfer routing number. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. 111000038, chase, suntrust etc. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. Your cancellation of this Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. 2. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. We may monitor or record any conversation or other communication with you. On the home screen, tap Settings . We may refuse to process any transaction that we believe may violate the terms of this Agreement. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). A court rarely overturns an arbitrators decision. The purpose of Green Routine: Let go of the last point and focus on the current point. You may request a written history of your transactions at any time by calling or writing us at the contact information listed above. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. We will bear the expense of our attorneys, experts, and witnesses. By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. 026009593. International Wire Transfer to Bank of America account in the USA. The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. It is also known as check routing number and MICR Code. Bank of America Routing Number | United States - Wise Four Steps: Respond: Immediate response to the point, positive, neutral or negative. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. This daily limit is further subject to any additional limitations on withdrawal amounts which may be imposed by ATM operators. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). The first two digits "05" correspond to the 12 Federal Reserve Banks that represents the bank. The party asserting the Claim (theClaimant) may select the Administrator. You can upgrade or downgrade your Card Plan at any time, but not more often than once each monthly billing cycle. We may amend or change the terms and conditions of this Agreement at any time. When we attempt to contact you, we may identify ourselves, our relationship and our purpose for contacting you even if others might hear or read it. Greenlight Premium Finance Company Investing for Kids is primarily an educational tool for Secondary Cardholders, which provides kids with access to research on more than 4,000 stocks and ETFs that can be purchased (collectively, Equities), pop-ups inside the Greenlight application that explain investing concepts and provide a glossary of commonly used investing terms, and short videos or educational nuggets which explain investing concepts. NOTE: The CFSB App site you selected will open in a new window. e. Court and Jury Trials Prohibited; Other Limitations on Legal Rights:IF YOU OR WE ELECT TO ARBITRATE A CLAIM, YOU AND WE WILL NOT HAVE THE RIGHT TO PURSUE THAT CLAIM IN COURT OR HAVE A JURY DECIDE THE CLAIM. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. Any financial rewards or other incentives that may be offered and paid to you by Greenlight based upon Card Account activity or Card Account balances are solely the responsibility of Greenlight, and the Issuer shall have no responsibility for any such offers or payments. What Is a Routing Number - MintLife Blog The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. Type of wire transfer. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. If we decide that there was no error, we will send you a written explanation. For security reasons, we may limit the amount or number of transactions you can make on your Card. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. We, us,andourmean the Issuer, our successors, affiliates, or assignees. Atlanta, GA 30308 However, if you are the Claimant, we will pay your reasonable attorney, expert, and witness fees and costs if you prevail or if we must bear such fees and costs in order for this Arbitration Provision to be enforced. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. The Card is not a credit card. Once the final settlement amount is received, the preauthorization amount on hold will be removed. Different banks and credit unions issue . We may offer options that allow you to receive or access text messages or other electronic communications from your mobile phone. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically accessed your Card Account, if the error could be viewed in your electronic history, or the date we sent the FIRST written history on which the error appeared. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. Arbitration proceedings are private and less formal than court trials. The Greenlight Core Plan includes all of the Greenlight Core Plan Services, which are described in the Greenlight Terms of Serviceavailable in the Policy Center link of the Greenlight website at www.greenlight.com.